Effective Date: September 10, 2025
Welcome to Auto Insure Guides. These Terms and Conditions (“Terms”) govern your access to and use of our website, resources, and communications, including email and SMS alerts. By accessing or using this site, you agree to be bound by these Terms. If you do not agree, you should not use our website or services.
These Terms are a legally binding agreement between you ("User," "you," or "your") and Auto Insure Guides ("Company," "we," "our," or "us").
1. Eligibility
To use Auto Insure Guides, you must be at least 18 years old and legally capable of entering into a binding agreement. By using our site, you confirm you meet these requirements.
2. Services Provided
Auto Insure Guides provides informational content, tools, and resources to help users better understand auto insurance options, policies, and cost-saving opportunities. We are not an insurance company, broker, or government agency. Instead, we connect individuals with educational materials and opportunities to explore coverage options. Final insurance decisions should always be made directly with licensed providers.
3. User Responsibilities
By using our website, you agree to:
- Provide accurate and truthful information when filling out forms
- Not use the website for fraudulent, unlawful, or misleading purposes
- Not impersonate another individual or organization
- Use our resources only for personal, non-commercial purposes unless authorized
- Comply with all applicable local, state, and federal laws
4. Account Creation and Security
If you create an account with us, you are responsible for keeping your login details secure and for any activity that occurs under your account. Notify us immediately if you suspect unauthorized access.
5. Mobile Communications and SMS Alerts
When you opt in to receive SMS updates from Auto Insure Guides, you agree to:
- Message Frequency: Up to five (5) messages per month
- Charges: Standard message and data rates may apply
- Support: Reply HELP to any message or email support@autoinsureguides.com for assistance
- Opt-Out: You may opt out at any time by replying with STOP, QUIT, END, CANCEL, or UNSUBSCRIBE. A confirmation message will follow
- Privacy: Your mobile information will not be sold or shared with third parties for marketing purposes
Consent to receive SMS alerts is not a condition of purchasing or using our resources.
6. Intellectual Property
All content on Auto Insure Guides, including text, graphics, images, logos, and software, is owned by Auto Insure Guides or licensed to us. You may not reproduce, distribute, or repurpose content without written permission.
7. Disclaimer of Warranties
All resources on Auto Insure Guides are provided "as is" and "as available." We make no guarantees, express or implied, regarding:
- The accuracy, completeness, or timeliness of information
- The availability or uninterrupted operation of the site
- Eligibility for or approval of any auto insurance policy or discount
We are not liable for reliance on information provided through the site.
8. Limitation of Liability
To the maximum extent permitted by law, Auto Insure Guides is not liable for any damages, losses, or claims arising from your use of the website, including but not limited to indirect, incidental, or consequential damages.
9. Indemnification
You agree to indemnify and hold harmless Auto Insure Guides, its partners, employees, and affiliates from any claims, damages, or liabilities resulting from your use of the site, your violation of these Terms, or your misuse of any provided resources.
10. Changes to the Terms
We may update or modify these Terms at any time. Updates will be posted with a revised “Effective Date.” Your continued use of the site after changes indicates acceptance of the updated Terms.
11. Termination
We may suspend or terminate your access to Auto Insure Guides at any time for violation of these Terms, fraudulent activity, or if required by law. Upon termination, all rights to use our resources immediately cease.
12. Governing Law and Dispute Resolution
These Terms shall be governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes shall be resolved in the state or federal courts located in New York. By using this site, you consent to this jurisdiction.
13. Contact Information
If you have questions about these Terms, please contact us:
Auto Insure Guides
1234 Insurance Way, Suite 200
New York, NY 10001
Email: support@autoinsureguides.com